Apartment renovation loan


You may be eligible for a renovation loan once every 10 years.  

Loan amount

The loan amount is up to NIS 228,894.  

Loan terms

Income, repayment capacity and guarantors must be presented in accordance with the terms of the loan listed here. 

Please note that no loan will be approved for mere home design or the purchase of electrical appliances. For these purposes, it is possible to obtain a loan for the first arrangement. 

How to receive the loan?

A grant/loan application (BL/590) must be submitted to the rehabilitation worker, 2 detailed quote offers from the contractor for the required renovation and a building permit (only if a permit is required depending on the nature of the renovation). 

  • In the event of a renovation on a common property area, the approval of the House Committee must be submitted. 
  • For those living on a kibbutz or in public housing – one quote may suffice, but you must also attach the approval of the kibbutz or the public housing company, including the amount of their participation in the renovation.