Income test for a person who has income from work only

For a person who has no spouse (single), or has a spouse who does not meet the definition of spouse specified by the law:

• If your (gross) monthly income from work is less than NIS 9,208 - you may be entitled to a full old-age pension.
• If your (gross) monthly income from work is more than NIS 9,208 but less than NIS 13,258  – you may be entitled to a partial old-age pension or not be entitled to any pension. It all depends on your accumulated periods of insurance contributions.
• If your (gross) monthly income from work is more than NIS 13,258  – you are not entitled to an old-age pension. 

For a person who has a spouse who meets the definition specified by the law:

• If your (gross) monthly  income from work is less than NIS 12,277 - you may be entitled to a full old-age pension.
• If your (gross) monthly income from work is more than NIS 12,277 but less than NIS 18,510  – you may be entitled to a partial old-age pension or not be entitled to any pension. It all depends on your accumulated periods of insurance contributions.
• If your (gross) monthly income from work is more than NIS 18,510  – you are not entitled to an old-age pension.

For your information,

• Even other payment such as convalescence, clothing and grants, as well as wage differentials are taken into account in your income calculation. For more information on this topic, click here.
• You can check your entitlement to an old-age pension based on your family composition and income by means of this simulator (Hebrew).