Benefit rates

The maternity allowance is paid in one payment into the bank account of the entitled mother.
The maternity allowance is determined according to your income (based on which you have paid insurance contributions) and up to a maximum of NIS 1,655 per day.

For your convenience, you can use a simulator for an simple and fast examination of your eligibility for maternity allowance.

Calculation of the allowance

The daily allowance to which you are entitled is the higher of the following amount:

In other words, if you stopped working in the middle of July, your allowance is calculated based on your average wage between April and June, or January and June, whichever is higher.

If in some of the months serving as calculation basis to maternity allowance you were undergoing vocational training or rehabilitation - the income taken into account for these months for purposes of allowance calculation is NIS 6,268 per month.

If you are self-employed, please note that, at first, your income will be determined based on the advanced payments you have paid to the National Insurance Institute in the previous year, if that's the case.
Then, upon receipt of income tax assessment, your income will be determined by current assessment or that of previous tax year - whichever is higher.

If you gave birth in the months of January or February, the three-month basis of your maternity allowance will be spread over 2 tax years.
Example: if you gave birth in February, the payment basis will January prior to the month of childbirth and November-December of the previous year.
Therefore, even the comparison between tax assessment and advance payments will be according to the relevant tax year in which you have worked before childbirth.

If you are both self-employed and a salaried employee - you will be entitled to maternity allowance for all your incomes, though not beyond the maximum amount of maternity allowance per day, and on condition that you have accrued a qualifying period as self-employed and employee - each one separately.

Income supplement for allowance calculation

If your wage has been subject to a reduction in the 6 months preceding a cessation of work due to illness, accident, strike, work stoppage, a death in the family or for any other reason beyond your control, and you hold  relevant authorizations - we will examine the possibility of calculating the allowance amount in a different manner, in accordance with your activity:

• Self-employed - if your income was reduced due to pregnancy, we will examine the possibility to calculate the allowance amount you are entitled to based on your income during the previous tax year (may that be the case).
• Salaried employee - if you did not receive a full wage in the 6 months preceding the cessation of work, we will examine the possibility of calculating the allowance based on a higher wage, or previous months.

If your income is adversely impacted by the war - don't worry! You might be entitled to an income supplement up to the level of your regular wage, or your maternity allowance would be calculated according to the months preceding the drop in income caused by the war. To that end, one must send us a letter from the employer indicating that the ground of the lower income is caused by the war. This letter can be sent through the document delivery service on the website.

If you performed reserve service during the pregnancy - we will take into account the reserve service benefits you were paid in the calculation of your maternity allowance.

Receiving allowance differentials

If, after receiving payment of maternity allowance, your employer made further payments, such as convalescence, clothing, bonuses and so forth, which exceed a quarter of the minimum wage, NIS 1,470 , you need to check your entitlement to receive differentials.

To that end, you need to ask your employer to issue us a Form 100 which includes the additional payments, and we will verify your eligibility for differentials automatically, without the need to submit a claim - for more information, click here.

Deductions from allowance amount

From the amount of the allowance are deducted the following sums:

• Tax income - if you have a an income tax discount or exemption authorization, you must submit it to the National Insurance Institute or Tax Income Authority in order to obtain a tax return.
• National and health income contributions in accordance with your income.