If you were granted degrees of disability from several accidents at work, for which you have received a grant or a work disability pension, we may, in special circumstances, be able to combine the degrees of disability, in order to raise your disability.
Conditions of combined disabilities
To be able to combine your different degrees of work disability, you have to meet the following conditions:
Your income was permanently reduced (at the time of income examination) by 50% or more.
The decrease in your income results from the accumulation of disabilities recognized from different accidents at work.
If we combined your degrees of disability:
You will be entitled to a disability pension instead of a grant.
or
If you are already eligible for a pension - you degree of disability will reach a rate of 65% at least.
Examples of combined disabilities
Example 1: In a first work injury, you were granted a 10% degree of disability
In a second work injury, you were granted a 15% degree of disability
Combining both degrees of disability will bring you to a weighted degree of disability at a rate of 23.5%, entitling you to a pension instead of a grant.
Example 2: In a first work injury, you were granted a 15% degree of disability
In a second work injury, you were granted a 30% degree of disability
Combining both degrees of disability will bring you to a weighted degree of disability at a rate of 40.5%, entitling you to a pension instead of a grant.
Example 3: In a first work injury, you were granted a 20% degree of disability entitling to a pension
In a second work injury, you were granted a 20% degree of disability entitling to a pension
Combining both degrees of disability will bring you to a weighted degree of disability at rate below 65%, therefore you will not be eligible for combined disabilities.
Calculation of the degree after combining disabilities
At your disposition, a simulator to calculate the weighted degree of disability, in case of combined disabilities.
Please note, there is no need to fill out all the fields, completing the type of commission (work injury) and the degree of medical disability is enough.
Submitting an claim for combined disabilities
If you meet the above conditions, you can submit a claim for combining work disabilities, to let us examine your eligibility.
The claim and required supporting documents can be sent by the following means:
Download a form of claim for combining degrees of work disability, fill them out by hand, and send them with documents using this link.
Submit the claim and supporting documents by mail, fax or in the service box of your local branch.
To learn more, click here.