A person with a disability degree of 20% or above can obtain a loan to establish a new independent business or strengthen an existing independent business.
Conditions of entitlement
Are entitled to this loan those who meet two of the following conditions:
- They are interested in setting up a business for purposes of their rehabilitation.
- They have not received funding of studies from the National Insurance Institute.
Businesses qualifying for this assistance
This assistance will be granted only for a business meeting all the following conditions:
- It is realistic economically (serves as a source of income).
- It is appropriate to the capabilities, knowledge and physical limitations of the business owner.
- It is appropriate to the business owner's ability to provide self-financing (beyond the financial means potentially provided by the NII).
How to obtain the loan?
You have to submit to the rehabilitation worker with a business plan including the purpose of the business, available financial means and additional data.
The rehabilitation worker will examine the feasibility of the business as well as the person's ability to run it. In this examination he will consult with a special committee composed of professionals such as economists and psychologists. You can contact the rehabilitation worker through the website.
Please note that this financial assistance is very limited. The amount of the loan will be determined according to the degree of disability and decided by a Rehabilitation Committee. The rate of monthly installments for repayment of the loan is also determined by this Committee, in accordance with each particular case.