Health Insurance
Every Israeli resident is covered by public health
insurance.
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action, whose health insurance
contributions are deducted from their salary or benefits - will receive a "participation to health insurance contributions" with the monthly allowance.
If they have no income – health insurance contributions will be deducted from the monthly allowance paid to
them, in order to preserve their rights as health insurance insured.
For the purpose examining whether to pay them a "participation to health insurance contributions" with the monthly allowance or to deduct health insurance contributions from their monthly allowance - you have to inform the Hostile Actions
Casualties Department of the your handling branch if health
insurance contributions are deducted from another source of income.
Please note that you can contact a branch by means of the
website.
For assistance with the topics below, please contact the Rehabilitation
Department of your local branch:
Hospitalization in a medical facility or nursing home
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who, according to a
medical certificate, require supervision and care in a long-term care facility,
and whose income from any source is not sufficient to finance these expenses,
will be entitled to a contribution for the expenses of their stay in this
facility. Funding will be provided in lieu of the monthly benefit.
The amount of the aid is established according to the rate
set by the Ministry of Health for daily care in nursing home and income.
A bereaved parent or a spouse entering an independent
division - will be entitled to an entrance fee subsidy, provided that there is a
long-term care department within the nursing home. Or when such a department
has been opened at a later date. The subsidy will not be provided to eligible
individuals who purchase a housing unit as an asset in their name.
The level of participation will be based on a percentage
determined from time to time and in accordance with the tariff provided by the Ministry
of Health.
For a bereaved parent or a spouse who were hospitalized in a
rehabilitation hospital, a hospital within a complex long-term care unit or a
hospice - their stay is funded by their health maintenance organization (HMO).
The National Insurance Institute will cover these beneficiaries for the
difference they have to pay in addition to the amount financed by the HMO,
minus their income.
Payment for help in daily activities due to a medical disability (help from
others)
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who, due to
a medical disability, require the assistance of another person to carry out
daily activities, their eligibility for funding of nursing assistance through
long-term care companies or by a financial supplement to the monthly benefit
for those who employ a foreign worker, will be reviewed.
The amount of assistance will be determined upon the
recommendation of a physician and after a deductible payment, provided that
the recipient does not receive similar assistance from any other source
(long-term care benefit or assistance allowance from the National Insurance Institute,
allowance from the Ministry of Defense, etc.).
Travel for medical care
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who cannot use public
transport for medical reasons and have not exercised their right to a car for
personal use within the last 4 years (5 years for parents) – are entitled to a
contribution towards the cost of taxi fare and/or ambulance for medical care or
examination in a hospital or a specialists clinic.
The number of approved trips
can be up to 10 per month (5 round trips). The number of trips for chemotherapy
or dialysis is unlimited.
Medical equipment
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - are entitled to a participation
in the purchase or rental of medical devices, according to the list approved by
the Department of Rehabilitation and as a supplement to the rights granted by a
supplementary insurance/Ministry of Health.
A parent staying in a long-term
care institute is exempt from deductibles.
Medication
- Bereaved parents are entitled to a funding aid for drugs for chronic and non-chronic diseases.
Exercising eligibility is available if the amount of monthly purchase exceeds the gross amount paid regularly with the monthly allowance, after subtracting deductible payments from the monthly allowance. - The spouse of the victim ( widow/widower and common law couple) and orphans who lost both parents in a hostile action - are entitled to funding for drugs for chronic and non-chronic diseases, without subtracting deductibles, since they are not receiving an aid to that effect with the monthly allowance.
- The aid is granted only for a drug listed and defined as medication in the pharmacists regulations - Ministry of Health.
- The aid does not include vitamins or dietary supplements listed as medication in the pharmacists regulations - Ministry of Health.
- The claim is examined by an authorized medical agent.
- After obtaining primary medical approval, the difference between the price of the drugs paid based on receipts and the amount paid automatically with the monthly allowance will be reimbursed.
Medical consultation
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who suffer from a
chronic illness or who require surgery are only eligible for funding of a
medical consultation with a medical specialist, once a year and for illnesses
that require prolonged medical treatment or surgery.
- Reimbursement will be made
against invoice/receipt.
- The maximum amount of reimbursement is NIS 945.
Absorbent products for adults
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who use absorbent
products and pads because of incontinence issues are entitled to a contribution
for the cost of these products.
- Funding is subject to medical approval and
receipt.
- A tax bill/receipt must be submitted to the Rehabilitation Department
no later than one year from the date of purchase.
- The maximum amount of participation is NIS 378 per month.
Orthopedic shoes
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who require orthopedic
shoes made in a specialized institute for orthopedic devices, upon
recommendation by a physician, will receive a reimbursement of up to NIS 976
per year (minus a deductible from the total).
Funding is provided once a year,
subject to medical approval and receipt.
Alternative medicine treatments
A bereaved parent is entitled to a financial contribution in
alternative medicine for up to 20 treatments per year, upon approval and
recommendation by the attending physician, presentation of an original receipt,
and no later than one year from the date of the expense.
- The maximum amount of
reimbursement is NIS 150 per treatment, and up to NIS 3,000 annually.
- Reimbursement will be provided for the alternative
treatments listed below: Acupuncture, bio feedback, hypnosis, holistic weight loss, homotexology, tuina,
chiropractic, naturopathy, medical massage, Feldenkrais, Bach flowers, Chinese medicine,
reflexology, Shiatsu, Alexander method, Paula method.
- It is not necessary to exercise any rights with HMOs and/or complementary
insurances.
Convalescence after hospitalization
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who have been
hospitalized for at least four nights, or have undergone chemotherapy or
radiotherapy, are entitled to coverage of their hotel stay in the country for
up to seven days.
- Eligibility is granted once a year, for a daily refund of NIS 471.4 (after taking up entitlement from HMO or a complementary insurance).
- This benefit can be claimed up to six weeks after the end of
hospitalization.
Participation in financing private surgery for a bereaved parent
Financial contribution for a private surgery (other than
cosmetic surgery) will be granted for a surgery performed at the parent's
expense, outside the framework of his or her HMO and after exhaustion of his or
her rights within the health basket. The maximum amount of reimbursement is NIS
16,192, after deductible payment of NIS 2,712. In addition, if sums have
been paid by a complementary insurance, they will also be deducted.
Sight lenses
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - who require special
lenses for their glasses, or contact lenses following an eye surgery or a chronic
eye disease, are entitled to a participation on their expenses.
- Participation
will be granted upon presentation of original receipts for lenses only, and a
certificate from an ophthalmologist regarding the nature of the disease and the
need for glasses resulting from the surgery or disease (for initial funding),
or a certificate from a physician regarding the need for replacement (renewal).
- The maximum amount of participation is NIS 811 per year or
up to NIS 1,353 over two years.
Telescopic and microscopic lenses
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - with a certificate of
blindness or severe visual impairment may be eligible for full funding of
telescopic and microscopic lenses, subject to a contribution from the
Department of Welfare and Services to Blind People, and provided the lenses
were purchased at the location specified by this Department.
Panic button
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - with chronic diseases (according
to a medical certificate), from the age of 65 for single persons or 70 and older
for a couple of parents, are entitled to a financial contribution towards the
cost of installation and maintenance of distress buttons.
Subscription to a cardio beeper service and cardiology center
The spouse of the victim ( widow/widower and common law couple), bereaved parents and orphans who lost both parents in a hostile action - with health problems
are entitled to a financial participation on a subscription to a company
providing cardio beeper services, cardiology center and intensive care unit.
The amount of the participation is NIS 32 per month or NIS 356 per year.
Dental care
To take advantage of this benefit, first contact the
rehabilitation agent with a detailed care plan and a quote. The plan will be
referred to a consultant for review of reasonability and cost.
- Bereaved parents are entitled to partial dental care
coverage up to 50% of actual expenses, upon presentation of original receipts
and within a maximum reimbursement period of one year from the date of actual
payment. Refund for dental cleaning is granted up to 3 times per year, unless a dentist's certificate shows the need for more than 3 such treatments per year.
- The spouse of the victim ( widow/widower and common law couple) and orphans who lost both parents in a hostile action (under 18) - are entitled to partial dental coverage
up to 50% of the actual expenses, upon presentation of original receipts, up to
an amount of NIS 16,983 per year.
- An orphan under 18 is entitled to reimbursement of up to 50%
of the actual payment, up to a maximum of NIS 4,533.
- An orphan between 18 and 21 is entitled, according to a
special provision amended from time to time, to a reimbursement of 50% of the
actual expense, up to an amount of NIS 7,500 over 3 years.
Fertility treatments
Bereaved parents have the right to a financial participation on
fertility treatments after exhausting their rights with their HMO and complementary
insurance.
The maximum amount of assistance is NIS 26,967 (as of
April 1, 2024).